How to Manifest Money

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Arguably, “manifesting money” is a very millennial strategy for saving. In fact, if you asked your parents about it they may even laugh at you, arguing that the best way to watch your bank balance rise, is to work hard and save hard. And while I, too, am more old-school when it comes to saving money—I practically have a bank account for every type of expense, much like the digital version of the envelope budgeting system many of our grandparents used—after giving the idea of manifesting money a try, I must say, I’m a convert.

I first learnt about the idea when I wrote about it. In basic terms, it’s the idea of thinking about money much like the law of attraction, and so, I decided to give it a go. But more on those results later. We recently sat with finance expert Canna Campbell, who also believes in this method. While chatting, I just had to ask what manifesting money meant to her:

“Manifesting is basically attracting money. Opening yourself up to the channels, and the flow of money. That means you spend money with respect. For example, I go and pay my electricity bill, and I’m grateful to have electricity in my home, and I’m grateful that they’re even letting me have electricity before even paying the bill. [It’s also looking at] all the ideas and avenues there are to earn money and not just being limited and restricted by our salary… are you able to do some babysitting on the weekends? Can you tutor? It’s all about having a little hustle on the side, but also stopping and showing gratitude and acknowledging when money does come our way. Because so often we do save money but we don’t even notice it. As Oprah loves to say, 'you get more of what you show gratitude towards'. Even when I find coins in the street I get excited.”

Campbell also suggests relaxing into manifesting: “When people are aggressively chasing money or act from a place of scarcity or meanness, it actually repels money, it blocks the flow of money coming to them. But when you relax and breathe into it and trust and respect and understand, you shift into a different space.” What I love most about this explanation, is that it's not just about wishing your way to one million dollars, but it's completely shifting how you save and spend. 

So now that we’ve got the down-low on the basics, back to the results of my own experiment. I have tried it for a few months now, and I've found that being grateful for what I do have and taking a moment to appreciate the hard work that went into buying a new dress, or even affording ingredients for a nice meal, not only made me more joyful—but in moments where things were really tight, strange lump sums of money would come into my account. One example is when my partner and I really wanted a holiday to New Zealand, and I was desperate to make it happen. And then right before we booked flights, I wasn’t sure if we could do it. Instead of getting frustrated by my situation and feeling sorry for myself, I relaxed and made a decision to embrace it and find some new ways of paying for the tickets (I was even willing to sell my clothes). In that same week I got paid for a commercial I did years ago that was about to go on TV again. It was the easiest work I’ve ever done, and I completely forgot I had even done it. It not only paid for flights, but also helped me put some extra cash into a very-low emergency fund that needed some love. And since then, there have been so many other instances like this.

While I can’t figure out if it’s actually manifestation or simply luck, it’s a healthy mindset which shifts the focus to gratitude and mindfulness as opposed to counting every penny and spending time worrying about things you can’t change. Spend wisely, save wisely, and be grateful. Doesn’t sound like too tricky an equation, does it?

For a more in-depth understanding on personal finances, you can download Campbell's app, Sugar Budget or buy her book, The $1000 Project

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