Banks, car dealerships, insurance companies, and credit card issuers are pretty regular reviewers of credit scores. But what if I told you that matchmakers can make use of credit scores too? Next Advisor is reporting on new research released by the Federal Reserve Board that shows a direct link between a person’s credit score and love life. Basically, people with higher credit scores are more likely to be and stay committed.
The study found that “the higher your credit scores, the more likely you are to form committed relationships and marriage—and stay in those relationships.” When both participants in the relationship have good credit scores, they are more likely to stay a couple for multiple years. “Considering finances are the No. 1 source of stress in relationships, it makes sense that couples who share good credit as a commonality are less likely to separate. If one or both people in a relationship has poor credit, the resulting stress can lead to arguments over finances or the inability to access the necessities for a comfortable life like a new car or a mortgage,” points out the article's author, Jocelyn Baird.
Asking a person their credit score is not exactly first-date talk, so maybe wait until you’re further along in the relationship to have this sort of financial discussion.