4 Simple and Sneaky Ways to Save More Money

Well, don’t actually raise your rent, but pretend your rent went up. Regularly allocate a set amount on the same day that you pay your mortgage or rent to an account that is not your checking account. Voilà! Money in the bank.

Check to see if your debit card has a round-up feature. If it does, sign up for it. Whatever purchases you make using it will round up to the nearest dollar, and the difference will go into a savings account. It may be $0.45 here and $0.20 there, but it’s something!

Do you get paid biweekly? If so, there’s a great way to save hiding in the calendar year. Two months of every year, you actually receive three paychecks. Despite this nice treat, set up your budgeting to rely on two per month instead, and put the additional ones right into your savings.

We’ve said it before and we’ll say it again: Having—and not abusing—credit cards is an important element in establishing strong financial footing. Use responsibly, and opt for a cash-back card. Allocate those discounts to your savings account.

Visit Business Insider for more ways to trick yourself into saving money. Want to get your finances in check? Purchase and download one of these useful personal finance mobile apps.

Do you use any of these tactics to save? How do you save money? Tell us below!