How Saving Only $4/Day at Age 25 Can Make You a Millionaire

Yep, you read that headline correctly: Turns out becoming a millionaire is as easy as stowing a few dollar bills away each day, but you should get started right this very minute if you aren't already doing so.

To highlight the surprising simplicity of building your personal wealth over time, financial adviser and author David Bach created a chart detailing how much money you need to set aside each day, month, or year in order to accrue $1 million by the time you're 65. It assumes you're starting with zero dollars and a 12% return on your investments each year (an admittedly somewhat high figure). For mid-20–somethings, investing less than $4 per month in your employer's 401(k) will give you over $100 in monthly savings and more than $1000 in yearly savings. It drives home the point that setting aside even small amounts of money in a consistent manner over a longer period of time can yield great results. Everyone can do it! Scroll for a breakdown of roughly how much you'll need to set aside each day to become a millionaire by age 65.

Age 20: $2/day

Age 25: $4/day

Age 30: $5/day

Age 35: $11/day

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