How to Save $3000 a Month Without Noticing

  1. Borrow a dress. Before you buy that new, expensive dress for your friend’s wedding, ask yourself how often you’ll wear it. If you can count the number of wears on one hand, borrow rather than buy.
  2. Do a closet cleanout. If you’ve got years of clothing accumulating in the back of your closet, have a cleanout. Sort the items into two piles: clothing you’ve worn in the last year, and pieces you haven’t. If you haven’t worn an item in the last year, there’s a good chance you won’t reach for it next season, so sell it to someone who will. You’d be surprised how much money can be made.
  3. Set up an automatic transfer. Try this simple money-saving hack that doesn’t involve cutting a single cent: Create an automatic transfer that puts $25 in your savings account each week. The amount is small enough that you won’t miss it, but over time, it’ll build your nest egg.
  4. Change your hairstyle. If your hairstyle is draining your funds, consider a fresh change. Forgoing root touch-ups every month can save you a serious amount.
  5. Clean your own house. If you’re fortunate enough to have a cleaner, give yourself a month off from their services and put the extra money in your account.
  6. Have a girls’ night in. Rather than head out to a bar to buy drinks, invite friends over this weekend and ask them to bring a bottle of wine.
  7. Book your flight early. Booking an airline ticket more than a month in advance could save you hundreds of dollars and will allow you to better budget for the trip in advance.
  8. Go for a jog. Gyms are a fantastic health investment, but they’re also expensive. Freeze your membership for a couple of weeks and try jogging around your neighborhood.
  9. Take on a freelance job. Looking for more cash without forgoing the fun stuff? Sign up to a freelancing website and do a job in your off-hours.
  10. Pay for groceries in cash. It’s simple: People who pay for groceries on their card tend to spend more because they don’t see a physical exchange of money. Make a budget and withdraw cash before you go to the store.
  11. Transfer your credit card balance. Seek out a credit card company with a promotional 0% interest offer, and transfer your funds.
  12. Try meat-free Monday. Skip the rump steak and pick up some vegetables for an inexpensive meal that’s good for you too.
  13. Switch to generic prescriptions. The U.S. Food and Drug Administration says generic medicine is just as effective as branded buys but costs up to 85% less.

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