3 Things You Should Do Before You're 30

Your 20s are the time for a number of firsts: first job, first apartment, first time out in the real world on your own. They're also a time to take risks and make mistakes. Your 20s are a period of tremendous growth. As 30 approaches, so do other responsibilities that make it more difficult to give brand-new things a go and bounce back from failures. Hence, there are certain things that are better to do in your 20s than at any other time in your life.

According to Inc., there are 30 things every adult should accomplish before they're 30. The list covers everything from personal finance to developing your personal brand and encourages one to go out there and live life while still being smart about the future. While it's worth checking every item off the list before you hit that big 3-0 milestone, we've narrowed it down to the top three things we think you should do before you turn 30.

Start saving for your retirement. Though the money you'll one day have set aside in your 60s couldn't be further from your mind in your 20s, the latter is still the best decade to start saving for your retirement. It's when the money you set aside in a retirement account will be most maximized, and committing to the recurring payments is a smart practice of responsibility.

It's also a good time to get in the habit of always setting aside a rainy-day fund. You never know what could go wrong, so you should always have enough money ready to face any emergency repairs or trips to the emergency room. While your budget may be tight with your first job, student loans, and the demands of adult life, it isn't going to get any easier down the line when you have other responsibilities like a mortgage or children.

The best time to lay the foundation of your financial future is before you even turn 30.

Travel. Nothing opens the mind like traveling abroad and experiencing new culture, and there's no better time than your 20s to do it. The enriching experience is priceless. When you're young and on a budget, it's easy (and enjoyable) to get thrifty and make your dollar go the extra mile. The memories you make in your 20s will stick with you for life, so make sure you pack in some adventures to far-off destinations before life and responsibilities after 30 make it more difficult to give in to your wanderlust.

Learn to say no. It's easy for us to get into the habit of saying yes, whether that's professionally, where we always want to seem ready to take anything on, or personally, when we'd rather not offend. But what happens when we say yes when we'd rather say, well, no is unhealthy and has negative effects. Before you turn 30, you should practice setting boundaries that respect yourself and those around you.

For the full list of pre-30 musts, visit Inc., and let us know your personal goals for your 20s.